The Peoples Savings Bank is a bank based in Urbana, Ohio, established in 1892, with $185 million in total assets across 2 branches. By Trust Grade it ranks 114th of 157 banks we track in Ohio. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.71% return on assets. No consumer complaints against The Peoples Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Peoples Savings Bank compares to Ohio peers
How we graded The Peoples Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Peoples Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 618 Scioto St, Urbana, OH 43078
- 10 Monument Sq, Urbana, OH 43078
Are deposits at The Peoples Savings Bank insured?
Yes. The Peoples Savings Bank is an FDIC-insured bank (FDIC certificate #29975). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Peoples Savings Bank: frequently asked questions
Is The Peoples Savings Bank a good bank?
The Peoples Savings Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.71%).
Is The Peoples Savings Bank FDIC-insured?
Yes. The Peoples Savings Bank is a FDIC-insured bank (FDIC certificate #29975). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Peoples Savings Bank?
The Peoples Savings Bank holds $185 million in total assets, ranking 114th of 157 banks we track in Ohio. It operates 2 branches.
Does The Peoples Savings Bank have CFPB complaints?
No CFPB complaints against The Peoples Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
