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United Midwest Savings Bank, National Association

Degraff, OH · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

United Midwest Savings Bank, National Association is a bank based in Degraff, Ohio, established in 1889, with $521 million in total assets across 6 branches. By Trust Grade it ranks 23rd of 157 banks we track in Ohio. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 2.20% return on assets. No consumer complaints against United Midwest Savings Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$520.6M
$100M–1B institution
Deposits
$429.7M
Branches
6
Capital ratio
13.8%
Top 15% of $100M–1B peers · Ohio median 10.3%
Return on assets
2.2%
Top 9% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#23
of 157 banks

How United Midwest Savings Bank, National Association compares to Ohio peers

Capital ratio
Top 15% of $100M–1B peers
United Midwest
13.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
United Midwest
2.2%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded United Midwest Savings Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.8% capital ratio)
  • Strongly profitable (ROA 2.20%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Midwest Savings Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 4848 Reed Rd, Columbus, OH 43220
  • 101 S Main St, Degraff, OH 43318
  • 3011 E Broad St, Columbus, OH 43209
  • 780 S State St, Westerville, OH 43081
  • 547 High Street, Worthington, OH 43085
  • 101 N Main St, West Manchester, OH 45382

Are deposits at United Midwest Savings Bank, National Association insured?

Yes. United Midwest Savings Bank, National Association is an FDIC-insured bank (FDIC certificate #32441). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Midwest Savings Bank, National Association: frequently asked questions

Is United Midwest Savings Bank, National Association a good bank?

United Midwest Savings Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 2.20%).

Is United Midwest Savings Bank, National Association FDIC-insured?

Yes. United Midwest Savings Bank, National Association is a FDIC-insured bank (FDIC certificate #32441). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Midwest Savings Bank, National Association?

United Midwest Savings Bank, National Association holds $521 million in total assets, ranking 23rd of 157 banks we track in Ohio. It operates 6 branches.

Does United Midwest Savings Bank, National Association have CFPB complaints?

No CFPB complaints against United Midwest Savings Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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