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The Farmers Bank And Savings Company

Pomeroy, OH · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

The Farmers Bank And Savings Company is a bank based in Pomeroy, Ohio, established in 1904, with $477 million in total assets across 9 branches. By Trust Grade it ranks 101st of 157 banks we track in Ohio. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against The Farmers Bank And Savings Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$477.1M
$100M–1B institution
Deposits
$427.3M
Branches
9
Capital ratio
9.0%
Bottom 29% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.7%
Bottom 19% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#101
of 157 banks

How The Farmers Bank And Savings Company compares to Ohio peers

Capital ratio
Bottom 29% of $100M–1B peers
The Farmers
9.0%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 19% of $100M–1B peers
The Farmers
0.7%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Farmers Bank And Savings Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Farmers Bank And Savings Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 42068 State Route 7, Tuppers Plains, OH 45783
  • 164 Upper River Rd, Gallipolis, OH 45631
  • 9 W Columbus St, Nelsonville, OH 45764
  • 424 2nd St, Mason, WV 25260
  • 1716 Jefferson Blvd, Point Pleasant, WV 25550
  • 640 E Main St, Pomeroy, OH 45769
  • 211 W Main St, Pomeroy, OH 45769
  • 3572 Teays Valley Rd, Hurricane, WV 25526
  • 82 Mccormick Rd., Gallipolis, OH 45631

Are deposits at The Farmers Bank And Savings Company insured?

Yes. The Farmers Bank And Savings Company is an FDIC-insured bank (FDIC certificate #769). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Farmers Bank And Savings Company: frequently asked questions

Is The Farmers Bank And Savings Company a good bank?

The Farmers Bank And Savings Company earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.66%).

Is The Farmers Bank And Savings Company FDIC-insured?

Yes. The Farmers Bank And Savings Company is a FDIC-insured bank (FDIC certificate #769). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Farmers Bank And Savings Company?

The Farmers Bank And Savings Company holds $477 million in total assets, ranking 101st of 157 banks we track in Ohio. It operates 9 branches.

Does The Farmers Bank And Savings Company have CFPB complaints?

No CFPB complaints against The Farmers Bank And Savings Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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