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Community First Bank, National Association

Forest, OH · Est. 1904 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Community First Bank, National Association is a bank based in Forest, Ohio, established in 1904, with $58 million in total assets across 3 branches. By Trust Grade it ranks 126th of 157 banks we track in Ohio. Its capital ratio of 8.6% trails most similarly sized banks (15th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Community First Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.4M
<$100M institution
Deposits
$53.2M
Branches
3
Capital ratio
8.6%
Bottom 15% of <$100M peers · Ohio median 10.3%
Return on assets
0.4%
Bottom 26% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#126
of 157 banks

How Community First Bank, National Association compares to Ohio peers

Capital ratio
Bottom 15% of <$100M peers
Community First
8.6%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
Community First
0.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Community First Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (8.6% capital ratio)
  • Profitable (ROA 0.41%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 438 S Main St, Kenton, OH 43326
  • 101 N. Sandusky Avuene, Upper Sandusky, OH 43351
  • 118 E Lima St, Forest, OH 45843

Are deposits at Community First Bank, National Association insured?

Yes. Community First Bank, National Association is an FDIC-insured bank (FDIC certificate #6584). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First Bank, National Association: frequently asked questions

Is Community First Bank, National Association a good bank?

Community First Bank, National Association earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.41%).

Is Community First Bank, National Association FDIC-insured?

Yes. Community First Bank, National Association is a FDIC-insured bank (FDIC certificate #6584). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community First Bank, National Association?

Community First Bank, National Association holds $58 million in total assets, ranking 126th of 157 banks we track in Ohio. It operates 3 branches.

Does Community First Bank, National Association have CFPB complaints?

No CFPB complaints against Community First Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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