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Liberty Bank

Ironton, OH · Est. 1896 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Liberty Bank is a bank based in Ironton, Ohio, established in 1896, with $57 million in total assets across 2 branches. By Trust Grade it ranks 86th of 157 banks we track in Ohio. Its capital ratio of 16.5% is stronger than 78% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Liberty Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$56.6M
<$100M institution
Deposits
$47.2M
Branches
2
Capital ratio
16.5%
Top 22% of <$100M peers · Ohio median 10.3%
Return on assets
0.4%
Bottom 26% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#86
of 157 banks

How Liberty Bank compares to Ohio peers

Capital ratio
Top 22% of <$100M peers
Liberty Bank
16.5%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
Liberty Bank
0.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Liberty Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (16.5% capital ratio)
  • Profitable (ROA 0.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Liberty Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 314 Park Ave, Ironton, OH 45638
  • 7510 County Road 107, Proctorville, OH 45669

Are deposits at Liberty Bank insured?

Yes. Liberty Bank is an FDIC-insured bank (FDIC certificate #28463). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Liberty Bank: frequently asked questions

Is Liberty Bank a good bank?

Liberty Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Profitable (ROA 0.40%).

Is Liberty Bank FDIC-insured?

Yes. Liberty Bank is a FDIC-insured bank (FDIC certificate #28463). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Liberty Bank?

Liberty Bank holds $57 million in total assets, ranking 86th of 157 banks we track in Ohio. It operates 2 branches.

Does Liberty Bank have CFPB complaints?

No CFPB complaints against Liberty Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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