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Versailles Savings And Loan Company

Versailles, OH · Est. 1887 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Versailles Savings And Loan Company is a bank based in Versailles, Ohio, established in 1887, with $63 million in total assets across 1 branch. By Trust Grade it ranks 19th of 157 banks we track in Ohio. Its capital ratio of 19.4% is stronger than 85% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Versailles Savings And Loan Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.7M
<$100M institution
Deposits
$48.5M
Branches
1
Capital ratio
19.4%
Top 15% of <$100M peers · Ohio median 10.3%
Return on assets
1.2%
Top 36% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#19
of 157 banks

How Versailles Savings And Loan Company compares to Ohio peers

Capital ratio
Top 15% of <$100M peers
Versailles Savings
19.4%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of <$100M peers
Versailles Savings
1.2%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Versailles Savings And Loan Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.4% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Versailles Savings And Loan Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 10413 Kley Rd, Versailles, OH 45380

Are deposits at Versailles Savings And Loan Company insured?

Yes. Versailles Savings And Loan Company is an FDIC-insured bank (FDIC certificate #28703). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Versailles Savings And Loan Company: frequently asked questions

Is Versailles Savings And Loan Company a good bank?

Versailles Savings And Loan Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.4% capital ratio); Strongly profitable (ROA 1.25%).

Is Versailles Savings And Loan Company FDIC-insured?

Yes. Versailles Savings And Loan Company is a FDIC-insured bank (FDIC certificate #28703). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Versailles Savings And Loan Company?

Versailles Savings And Loan Company holds $63 million in total assets, ranking 19th of 157 banks we track in Ohio. It operates 1 branch.

Does Versailles Savings And Loan Company have CFPB complaints?

No CFPB complaints against Versailles Savings And Loan Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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