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The Genoa Banking Company

Genoa, OH · Est. 1902 · Website ↗
B
Trust Grade
Strong
Score: 86/100

The Genoa Banking Company is a bank based in Genoa, Ohio, established in 1902, with $731 million in total assets across 9 branches. By Trust Grade it ranks 137th of 157 banks we track in Ohio. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against The Genoa Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$731.3M
$100M–1B institution
Deposits
$651.0M
Branches
9
Capital ratio
7.3%
Bottom 9% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.8%
Bottom 23% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#137
of 157 banks

How The Genoa Banking Company compares to Ohio peers

Capital ratio
Bottom 9% of $100M–1B peers
The Genoa
7.3%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
The Genoa
0.8%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Genoa Banking Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (7.3% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Genoa Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 801 Main St, Genoa, OH 43430
  • 24950 State Route 51 W, Millbury, OH 43447
  • 3201 Navarre Ave, Oregon, OH 43616
  • 703 Conant St, Maumee, OH 43537
  • 9920 Old Us 20, Rossford, OH 43460
  • 5501 Monroe St, Sylvania, OH 43560
  • 4068 East Harbor Rd, Port Clinton, OH 43452
  • 202 N. Summit Street, Toledo, OH 43604
  • 1701 W State Street, Fremont, OH 43420

Are deposits at The Genoa Banking Company insured?

Yes. The Genoa Banking Company is an FDIC-insured bank (FDIC certificate #2285). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Genoa Banking Company: frequently asked questions

Is The Genoa Banking Company a good bank?

The Genoa Banking Company earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Profitable (ROA 0.75%).

Is The Genoa Banking Company FDIC-insured?

Yes. The Genoa Banking Company is a FDIC-insured bank (FDIC certificate #2285). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Genoa Banking Company?

The Genoa Banking Company holds $731 million in total assets, ranking 137th of 157 banks we track in Ohio. It operates 9 branches.

Does The Genoa Banking Company have CFPB complaints?

No CFPB complaints against The Genoa Banking Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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