Minster Bank is a bank based in Minster, Ohio, established in 1914, with $814 million in total assets across 7 branches. By Trust Grade it ranks 100th of 157 banks we track in Ohio. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against Minster Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Minster Bank compares to Ohio peers
How we graded Minster Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Strongly profitable (ROA 1.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Minster Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 443 S Washington St, New Bremen, OH 45869
- 301 W High St, St. Marys, OH 45885
- 607 Defiance St, Wapakoneta, OH 45895
- 117 W Russell Rd, Sidney, OH 45365
- 1280 Experiment Farm Rd, Troy, OH 45373
- 95 W 4th St, Minster, OH 45865
- 8530 N Dixie Dr, Dayton, OH 45414
Are deposits at Minster Bank insured?
Yes. Minster Bank is an FDIC-insured bank (FDIC certificate #763). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Minster Bank: frequently asked questions
Is Minster Bank a good bank?
Minster Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.55%).
Is Minster Bank FDIC-insured?
Yes. Minster Bank is a FDIC-insured bank (FDIC certificate #763). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Minster Bank?
Minster Bank holds $814 million in total assets, ranking 100th of 157 banks we track in Ohio. It operates 7 branches.
Does Minster Bank have CFPB complaints?
No CFPB complaints against Minster Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
