The Peoples Bank Co. is a bank based in Coldwater, Ohio, established in 1905, with $842 million in total assets across 7 branches. By Trust Grade it ranks 60th of 157 banks we track in Ohio. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.68% return on assets. No consumer complaints against The Peoples Bank Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Peoples Bank Co. compares to Ohio peers
How we graded The Peoples Bank Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.68%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Peoples Bank Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- North And Mill Streets, Coldwater, OH 45828
- Main And Washington Streets, Burkettsville, OH 45310
- 309 W Logan St, Celina, OH 45822
- 818 E Wayne St, Celina, OH 45822
- 100 N Main St, Rockford, OH 45882
- 1510 Kishler Dr, Saint Marys, OH 45885
- 112 W Main St, Coldwater, OH 45828
Are deposits at The Peoples Bank Co. insured?
Yes. The Peoples Bank Co. is an FDIC-insured bank (FDIC certificate #13220). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Peoples Bank Co.: frequently asked questions
Is The Peoples Bank Co. a good bank?
The Peoples Bank Co. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.68%).
Is The Peoples Bank Co. FDIC-insured?
Yes. The Peoples Bank Co. is a FDIC-insured bank (FDIC certificate #13220). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Peoples Bank Co.?
The Peoples Bank Co. holds $842 million in total assets, ranking 60th of 157 banks we track in Ohio. It operates 7 branches.
Does The Peoples Bank Co. have CFPB complaints?
No CFPB complaints against The Peoples Bank Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
