Skip to main content
bank

The Harrison Building And Loan Association

Harrison, OH · Est. 1916 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Harrison Building And Loan Association is a bank based in Harrison, Ohio, established in 1916, with $273 million in total assets across 3 branches. By Trust Grade it ranks 61st of 157 banks we track in Ohio. Its capital ratio of 15.0% is stronger than 90% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against The Harrison Building And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$273.5M
$100M–1B institution
Deposits
$204.9M
Branches
3
Capital ratio
15.0%
Top 10% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.8%
Bottom 23% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#61
of 157 banks

How The Harrison Building And Loan Association compares to Ohio peers

Capital ratio
Top 10% of $100M–1B peers
The Harrison
15.0%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 23% of $100M–1B peers
The Harrison
0.8%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Harrison Building And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (15.0% capital ratio)
  • Profitable (ROA 0.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Harrison Building And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 114 N Walnut St, Harrison, OH 45030
  • 1380 Millville Ave, Hamilton, OH 45013
  • 10490 New Haven Rd, Harrison, OH 45030

Are deposits at The Harrison Building And Loan Association insured?

Yes. The Harrison Building And Loan Association is an FDIC-insured bank (FDIC certificate #28080). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Harrison Building And Loan Association: frequently asked questions

Is The Harrison Building And Loan Association a good bank?

The Harrison Building And Loan Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Profitable (ROA 0.75%).

Is The Harrison Building And Loan Association FDIC-insured?

Yes. The Harrison Building And Loan Association is a FDIC-insured bank (FDIC certificate #28080). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Harrison Building And Loan Association?

The Harrison Building And Loan Association holds $273 million in total assets, ranking 61st of 157 banks we track in Ohio. It operates 3 branches.

Does The Harrison Building And Loan Association have CFPB complaints?

No CFPB complaints against The Harrison Building And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The First National Bank Of Dennison
bank · Dennison, OH · $272M assets
Riverside Bank Of Dublin
bank · Dublin, OH · $269M assets
The Fort Jennings State Bank
bank · Fort Jennings, OH · $278M assets
The Wilmington Savings Bank
bank · Wilmington, OH · $265M assets
Fairfield Federal Savings And Loan Association Of Lancaster
bank · Lancaster, OH · $282M assets
First Federal Bank Of Ohio
bank · Galion, OH · $283M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →