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Fairfield Federal Savings And Loan Association Of Lancaster

Lancaster, OH · Est. 1895 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Fairfield Federal Savings And Loan Association Of Lancaster is a bank based in Lancaster, Ohio, established in 1895, with $282 million in total assets across 3 branches. By Trust Grade it ranks 84th of 157 banks we track in Ohio. Its capital ratio of 11.7% is stronger than 70% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Fairfield Federal Savings And Loan Association Of Lancaster appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$282.5M
$100M–1B institution
Deposits
$248.8M
Branches
3
Capital ratio
11.7%
Top 30% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#84
of 157 banks

How Fairfield Federal Savings And Loan Association Of Lancaster compares to Ohio peers

Capital ratio
Top 30% of $100M–1B peers
Fairfield Federal
11.7%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Fairfield Federal
0.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Fairfield Federal Savings And Loan Association Of Lancaster

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fairfield Federal Savings And Loan Association Of Lancaster over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 111 E Main St, Lancaster, OH 43130
  • 1100 W Fair Ave, Lancaster, OH 43130
  • 1515 Cross Creeks Blvd, Pickerington, OH 43147

Are deposits at Fairfield Federal Savings And Loan Association Of Lancaster insured?

Yes. Fairfield Federal Savings And Loan Association Of Lancaster is an FDIC-insured bank (FDIC certificate #27806). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fairfield Federal Savings And Loan Association Of Lancaster: frequently asked questions

Is Fairfield Federal Savings And Loan Association Of Lancaster a good bank?

Fairfield Federal Savings And Loan Association Of Lancaster earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.37%).

Is Fairfield Federal Savings And Loan Association Of Lancaster FDIC-insured?

Yes. Fairfield Federal Savings And Loan Association Of Lancaster is a FDIC-insured bank (FDIC certificate #27806). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fairfield Federal Savings And Loan Association Of Lancaster?

Fairfield Federal Savings And Loan Association Of Lancaster holds $282 million in total assets, ranking 84th of 157 banks we track in Ohio. It operates 3 branches.

Does Fairfield Federal Savings And Loan Association Of Lancaster have CFPB complaints?

No CFPB complaints against Fairfield Federal Savings And Loan Association Of Lancaster appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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