The Wilmington Savings Bank is a bank based in Wilmington, Ohio, established in 1890, with $265 million in total assets across 2 branches. By Trust Grade it ranks 53rd of 157 banks we track in Ohio. Its capital ratio of 14.5% is stronger than 87% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against The Wilmington Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Wilmington Savings Bank compares to Ohio peers
How we graded The Wilmington Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.5% capital ratio)
- Profitable (ROA 0.89%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Wilmington Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 184 N South St, Wilmington, OH 45177
- 137 N High St, Hillsboro, OH 45133
Are deposits at The Wilmington Savings Bank insured?
Yes. The Wilmington Savings Bank is an FDIC-insured bank (FDIC certificate #31539). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Wilmington Savings Bank: frequently asked questions
Is The Wilmington Savings Bank a good bank?
The Wilmington Savings Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Profitable (ROA 0.89%).
Is The Wilmington Savings Bank FDIC-insured?
Yes. The Wilmington Savings Bank is a FDIC-insured bank (FDIC certificate #31539). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Wilmington Savings Bank?
The Wilmington Savings Bank holds $265 million in total assets, ranking 53rd of 157 banks we track in Ohio. It operates 2 branches.
Does The Wilmington Savings Bank have CFPB complaints?
No CFPB complaints against The Wilmington Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
