Lcnb National Bank is a bank based in Lebanon, Ohio, established in 1877, with $2.2 billion in total assets across 35 branches. By Trust Grade it ranks 57th of 157 banks we track in Ohio. Its capital ratio of 12.6% is stronger than 82% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Lcnb National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lcnb National Bank compares to Ohio peers
How we graded Lcnb National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lcnb National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (35)
- Main And Springfield Streets, Frankfort, OH 45628
- 1006 Western Ave, Chillicothe, OH 45601
- 522 S Commerce St, Lewisburg, OH 45338
- 34 N Broadway St, Lebanon, OH 45036
- 603 Corwin Nixon Blvd, South Lebanon, OH 45065
- 730 Columbus Ave, Lebanon, OH 45036
- 1050 Reading Rd, Mason, OH 45040
- 6123 East State Route 22 And 3, Roachester, OH 45152
- 7795 South State Route 48, Maineville, OH 45039
- 200 Campus Ctr, Lebanon, OH 45036
- 500 Loveland Madeira Rd, Loveland, OH 45140
- Dick Flynn Blvd, Goshen, OH 45122
- 4441 Marie Dr, Middletown, OH 45044
- 525 W Central Ave, Springboro, OH 45066
- 1243 Rombach Ave, Wilmington, OH 45177
- 30 W Park Pl, Oxford, OH 45056
- 1270 Nagel Rd, Cincinnati, OH 45255
- 5681 Rapid Run Rd, Cincinnati, OH 45238
- 1697 N Barron St, Eaton, OH 45320
- 794 Nw Washington Blvd, Hamilton, OH 45013
- 6581 Harrison Ave, Cincinnati, OH 45247
- 6415 Bridgetown Rd, Cincinnati, OH 45248
- 193 E. Main St, Chillicothe, OH 45601
- 765 Nilles Rd, Fairfield, OH 45014
- 110 W Main St, Eaton, OH 45320
- 2 N Broadway St, Lebanon, OH 45036
- 9 N Main St, Waynesville, OH 45068
- 6877 N High St, Worthington, OH 43085
- 2705 Far Hills Ave, Dayton, OH 45419
- 100 Crossing Dr, Washington Court House, OH 43160
- 9605 Dayton Lebanon Pike St Rt 48, Centerville, OH 45458
- 101 Clarence F Warner Dr, Monroe, OH 45050
- 4310 Glenway Ave, Cincinnati, OH 45205
- 3420 Edwards Rd, Cincinnati, OH 45208
- 225 Upper Lewisburg Salem Rd, Brookville, OH 45309
Are deposits at Lcnb National Bank insured?
Yes. Lcnb National Bank is an FDIC-insured bank (FDIC certificate #6623). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lcnb National Bank: frequently asked questions
Is Lcnb National Bank a good bank?
Lcnb National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.90%).
Is Lcnb National Bank FDIC-insured?
Yes. Lcnb National Bank is a FDIC-insured bank (FDIC certificate #6623). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lcnb National Bank?
Lcnb National Bank holds $2.2 billion in total assets, ranking 57th of 157 banks we track in Ohio. It operates 35 branches.
Does Lcnb National Bank have CFPB complaints?
No CFPB complaints against Lcnb National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
