The Ohio Valley Bank Company is a bank based in Gallipolis, Ohio, established in 1872, with $1.7 billion in total assets across 16 branches. By Trust Grade it ranks 56th of 157 banks we track in Ohio. Its capital ratio of 9.8% trails most similarly sized banks (41th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against The Ohio Valley Bank Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Ohio Valley Bank Company compares to Ohio peers
How we graded The Ohio Valley Bank Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Ohio Valley Bank Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 280 E Main St, Milton, WV 25541
- 27 N College Ave, Rio Grande, OH 45674
- 3035 State Route 160, Gallipolis, OH 45631
- 2145 Eastern Ave, Gallipolis, OH 45631
- 328 Viand St, Point Pleasant, WV 25550
- 156 Mallard Lane, Mason, WV 25260
- 197 East Emmitt Avenue, Waverly, OH 45690
- 740 E Main St, Jackson, OH 45640
- 420 3rd Ave, Gallipolis, OH 45631
- 116 Jackson St, Oak Hill, OH 45656
- 100 Jackson Pike, Gallipolis, OH 45631
- 420 3rd Ave, Gallipolis, OH 45631
- 6431 Us Route 60 E, Barboursville, WV 25504
- 2509 Jackson Ave, Point Pleasant, WV 25550
- 1013 Ironton Hills Dr, Ironton, OH 45638
- 123 S Ohio Ave, Wellston, OH 45692
Are deposits at The Ohio Valley Bank Company insured?
Yes. The Ohio Valley Bank Company is an FDIC-insured bank (FDIC certificate #384). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Ohio Valley Bank Company: frequently asked questions
Is The Ohio Valley Bank Company a good bank?
The Ohio Valley Bank Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.02%).
Is The Ohio Valley Bank Company FDIC-insured?
Yes. The Ohio Valley Bank Company is a FDIC-insured bank (FDIC certificate #384). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Ohio Valley Bank Company?
The Ohio Valley Bank Company holds $1.7 billion in total assets, ranking 56th of 157 banks we track in Ohio. It operates 16 branches.
Does The Ohio Valley Bank Company have CFPB complaints?
No CFPB complaints against The Ohio Valley Bank Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
