Civista Bank is a bank based in Sandusky, Ohio, established in 1884, with $4.3 billion in total assets across 42 branches. By Trust Grade it ranks 3rd of 157 banks we track in Ohio. Its capital ratio of 14.7% is stronger than 92% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Civista Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Civista Bank compares to Ohio peers
How we graded Civista Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Strongly profitable (ROA 1.46%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Civista Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (42)
- 102 S Kibler St, New Washington, OH 44854
- 111 W Main St, Spencer, OH 44275
- 502 S Main St, Wellington, OH 44090
- 207 Milan Ave, Norwalk, OH 44857
- 49 Sandusky St, Plymouth, OH 44865
- 156 Mansfield Ave, Shelby, OH 44875
- 200 N Gamble St, Shelby, OH 44875
- 205 S Detroit St, West Liberty, OH 43357
- 529 N Cleveland Massillon Rd, Akron, OH 44333
- 6400 Perimeter Dr, Dublin, OH 43016
- 111 East Us 50, Versailles, IN 47042
- 106 E Mill Rd, Milan, IN 47031
- 13 Main St, Greenwich, OH 44837
- 24 Main Street, Berlin Heights, OH 44814
- 702 W Perkins Ave, Sandusky, OH 44870
- 2100 E Perkins Ave, Sandusky, OH 44870
- 330 South Orchard Island Road, Russells Point, OH 43348
- 110 N Turkeyfoot Ave, Malinta, OH 43535
- 119 Railway Ave, Holgate, OH 43527
- 1423 Scott St, Napoleon, OH 43545
- 523 East St, Liberty Center, OH 43532
- 320 S Jefferson Ave, Plain City, OH 43064
- 15 E Walton St, Willard, OH 44890
- 410 Cleveland Rd E, Huron, OH 44839
- 215 W Eads Pkwy, Lawrenceburg, IN 47025
- 7455 Old Troy Pike, Huber Heights, OH 45424
- 92 Walnut St, Lawrenceburg, IN 47025
- 36 E Seminary St, Norwalk, OH 44857
- 19710 Stateline Rd, Lawrenceburg, IN 47025
- 185 Se Catawba Rd, Port Clinton, OH 43452
- 601 Scioto St, Urbana, OH 43078
- 500 Green Blvd, Aurora, IN 47001
- 9700 Springboro Pike, Miamisburg, OH 45342
- 7600 Frey Rd, West Harrison, IN 47060
- 124 E Court St, Bowling Green, OH 43402
- 3723 Park East Dr, Beachwood, OH 44122
- 510 S Buckeye St, Osgood, IN 47037
- 5600 N Hamilton Rd, Columbus, OH 43230
- 208 S Washington St, Castalia, OH 44824
- 29 W Whipp Rd, Dayton, OH 45459
Are deposits at Civista Bank insured?
Yes. Civista Bank is an FDIC-insured bank (FDIC certificate #12982). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Civista Bank: frequently asked questions
Is Civista Bank a good bank?
Civista Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.46%).
Is Civista Bank FDIC-insured?
Yes. Civista Bank is a FDIC-insured bank (FDIC certificate #12982). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Civista Bank?
Civista Bank holds $4.3 billion in total assets, ranking 3rd of 157 banks we track in Ohio. It operates 42 branches.
Does Civista Bank have CFPB complaints?
No CFPB complaints against Civista Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
