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Frazer Bank

Altus, OK · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Frazer Bank is a bank based in Altus, Oklahoma, established in 1902, with $364 million in total assets across 6 branches. By Trust Grade it ranks 109th of 170 banks we track in Oklahoma. Its capital ratio of 9.9% trails most similarly sized banks (46th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Frazer Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$364.4M
$100M–1B institution
Deposits
$327.6M
Branches
6
Capital ratio
9.9%
Bottom 46% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
0.7%
Bottom 21% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#109
of 170 banks

How Frazer Bank compares to Oklahoma peers

Capital ratio
Bottom 46% of $100M–1B peers
Frazer Bank
9.9%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of $100M–1B peers
Frazer Bank
0.7%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Frazer Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.9% capital ratio)
  • Profitable (ROA 0.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Frazer Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1606 N Main St, Altus, OK 73521
  • 110 E Broadway St, Altus, OK 73521
  • 229 S Broadway, Hobart, OK 73651
  • 815 N 10th St, Frederick, OK 73542
  • 3823 S Boulevard, Edmond, OK 73013
  • 120 E 1st St, Grandfield, OK 73546

Are deposits at Frazer Bank insured?

Yes. Frazer Bank is an FDIC-insured bank (FDIC certificate #4031). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Frazer Bank: frequently asked questions

Is Frazer Bank a good bank?

Frazer Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.70%).

Is Frazer Bank FDIC-insured?

Yes. Frazer Bank is a FDIC-insured bank (FDIC certificate #4031). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Frazer Bank?

Frazer Bank holds $364 million in total assets, ranking 109th of 170 banks we track in Oklahoma. It operates 6 branches.

Does Frazer Bank have CFPB complaints?

No CFPB complaints against Frazer Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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