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The Pauls Valley National Bank

Pauls Valley, OK · Est. 1905 · Website ↗
B
Trust Grade
Strong
Score: 85/100

The Pauls Valley National Bank is a bank based in Pauls Valley, Oklahoma, established in 1905, with $351 million in total assets across 6 branches. By Trust Grade it ranks 157th of 170 banks we track in Oklahoma. Its capital ratio of 6.3% trails most similarly sized banks (4th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against The Pauls Valley National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$351.2M
$100M–1B institution
Deposits
$323.0M
Branches
6
Capital ratio
6.3%
Bottom 4% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#157
of 170 banks

How The Pauls Valley National Bank compares to Oklahoma peers

Capital ratio
Bottom 4% of $100M–1B peers
The Pauls
6.3%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
The Pauls
1.0%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Pauls Valley National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.3% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Pauls Valley National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 217 W Paul Ave, Pauls Valley, OK 73075
  • 227 E Main St, Davis, OK 73030
  • 101 W Paul Ave, Pauls Valley, OK 73075
  • 101 W Paul Ave, Pauls Valley, OK 73075
  • 101 N Indian Meridian Rd, Pauls Valley, OK 73075
  • 101 S Main St, Elmore City, OK 73433

Are deposits at The Pauls Valley National Bank insured?

Yes. The Pauls Valley National Bank is an FDIC-insured bank (FDIC certificate #4173). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Pauls Valley National Bank: frequently asked questions

Is The Pauls Valley National Bank a good bank?

The Pauls Valley National Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.3% capital ratio); Strongly profitable (ROA 1.01%).

Is The Pauls Valley National Bank FDIC-insured?

Yes. The Pauls Valley National Bank is a FDIC-insured bank (FDIC certificate #4173). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Pauls Valley National Bank?

The Pauls Valley National Bank holds $351 million in total assets, ranking 157th of 170 banks we track in Oklahoma. It operates 6 branches.

Does The Pauls Valley National Bank have CFPB complaints?

No CFPB complaints against The Pauls Valley National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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