Wisdom Heritage Bank is a bank based in Alva, Oklahoma, established in 1901, with $601 million in total assets across 6 branches. By Trust Grade it ranks 74th of 170 banks we track in Oklahoma. Its capital ratio of 12.7% is stronger than 79% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against Wisdom Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wisdom Heritage Bank compares to Oklahoma peers
How we graded Wisdom Heritage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wisdom Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 5th And Locust, Burlington, OK 73722
- 124 N Main St, Okeene, OK 73763
- 801 W Broadway Ave, Enid, OK 73701
- 518 College Ave, Alva, OK 73717
- 1085 Main St, Freedom, OK 73842
- 546 Main St, Kiowa, KS 67070
Are deposits at Wisdom Heritage Bank insured?
Yes. Wisdom Heritage Bank is an FDIC-insured bank (FDIC certificate #9465). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wisdom Heritage Bank: frequently asked questions
Is Wisdom Heritage Bank a good bank?
Wisdom Heritage Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.22%).
Is Wisdom Heritage Bank FDIC-insured?
Yes. Wisdom Heritage Bank is a FDIC-insured bank (FDIC certificate #9465). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wisdom Heritage Bank?
Wisdom Heritage Bank holds $601 million in total assets, ranking 74th of 170 banks we track in Oklahoma. It operates 6 branches.
Does Wisdom Heritage Bank have CFPB complaints?
No CFPB complaints against Wisdom Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
