Skip to main content
bank

Frontier State Bank

Oklahoma City, OK · Est. 1975 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Frontier State Bank is a bank based in Oklahoma City, Oklahoma, established in 1975, with $601 million in total assets across 1 branch. By Trust Grade it ranks 28th of 170 banks we track in Oklahoma. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.62% return on assets. No consumer complaints against Frontier State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$600.7M
$100M–1B institution
Deposits
$495.9M
Branches
1
Capital ratio
11.3%
Top 34% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.6%
Top 27% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#28
of 170 banks

How Frontier State Bank compares to Oklahoma peers

Capital ratio
Top 34% of $100M–1B peers
Frontier State
11.3%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 27% of $100M–1B peers
Frontier State
1.6%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Frontier State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.62%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Frontier State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 5100 S I 35 Service Rd, Oklahoma City, OK 73129

Are deposits at Frontier State Bank insured?

Yes. Frontier State Bank is an FDIC-insured bank (FDIC certificate #21978). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Frontier State Bank: frequently asked questions

Is Frontier State Bank a good bank?

Frontier State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.62%).

Is Frontier State Bank FDIC-insured?

Yes. Frontier State Bank is a FDIC-insured bank (FDIC certificate #21978). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Frontier State Bank?

Frontier State Bank holds $601 million in total assets, ranking 28th of 170 banks we track in Oklahoma. It operates 1 branch.

Does Frontier State Bank have CFPB complaints?

No CFPB complaints against Frontier State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Wisdom Heritage Bank
bank · Alva, OK · $601M assets
Cattlemens Bank
bank · Altus, OK · $588M assets
All America Bank
bank · Oklahoma City, OK · $615M assets
First National Bank & Trust Company Of Mcalester
bank · Mcalester, OK · $576M assets
Avb Bank
bank · Broken Arrow, OK · $574M assets
Panhandle First Bank
bank · Guymon, OK · $573M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →