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Peoples State Bank

Blair, OK · Est. 1952 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Peoples State Bank is a bank based in Blair, Oklahoma, established in 1952, with $14 million in total assets across 1 branch. By Trust Grade it ranks 20th of 170 banks we track in Oklahoma. Its capital ratio of 12.4% is stronger than 53% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Peoples State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.4M
<$100M institution
Deposits
$12.6M
Branches
1
Capital ratio
12.4%
Top 47% of <$100M peers · Oklahoma median 10.4%
Return on assets
1.3%
Top 32% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#20
of 170 banks

How Peoples State Bank compares to Oklahoma peers

Capital ratio
Top 47% of <$100M peers
Peoples State
12.4%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of <$100M peers
Peoples State
1.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Peoples State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 117 East Main Street, Blair, OK 73526

Are deposits at Peoples State Bank insured?

Yes. Peoples State Bank is an FDIC-insured bank (FDIC certificate #17138). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples State Bank: frequently asked questions

Is Peoples State Bank a good bank?

Peoples State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 1.31%).

Is Peoples State Bank FDIC-insured?

Yes. Peoples State Bank is a FDIC-insured bank (FDIC certificate #17138). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples State Bank?

Peoples State Bank holds $14 million in total assets, ranking 20th of 170 banks we track in Oklahoma. It operates 1 branch.

Does Peoples State Bank have CFPB complaints?

No CFPB complaints against Peoples State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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