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Farmers And Merchants Bank

Maysville, OK · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Farmers And Merchants Bank is a bank based in Maysville, Oklahoma, established in 1908, with $22 million in total assets across 1 branch. By Trust Grade it ranks 55th of 170 banks we track in Oklahoma. Its capital ratio of 10.5% trails most similarly sized banks (35th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Farmers And Merchants Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$22.3M
<$100M institution
Deposits
$20.0M
Branches
1
Capital ratio
10.5%
Bottom 35% of <$100M peers · Oklahoma median 10.4%
Return on assets
1.6%
Top 18% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#55
of 170 banks

How Farmers And Merchants Bank compares to Oklahoma peers

Capital ratio
Bottom 35% of <$100M peers
Farmers And
10.5%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of <$100M peers
Farmers And
1.6%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Farmers And Merchants Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers And Merchants Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 621 Main Street, Maysville, OK 73057

Are deposits at Farmers And Merchants Bank insured?

Yes. Farmers And Merchants Bank is an FDIC-insured bank (FDIC certificate #4144). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers And Merchants Bank: frequently asked questions

Is Farmers And Merchants Bank a good bank?

Farmers And Merchants Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.65%).

Is Farmers And Merchants Bank FDIC-insured?

Yes. Farmers And Merchants Bank is a FDIC-insured bank (FDIC certificate #4144). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers And Merchants Bank?

Farmers And Merchants Bank holds $22 million in total assets, ranking 55th of 170 banks we track in Oklahoma. It operates 1 branch.

Does Farmers And Merchants Bank have CFPB complaints?

No CFPB complaints against Farmers And Merchants Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Bank Of Vici
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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