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Liberty National Bank

Lawton, OK · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Liberty National Bank is a bank based in Lawton, Oklahoma, established in 1902, with $1.3 billion in total assets across 9 branches. By Trust Grade it ranks 2nd of 170 banks we track in Oklahoma. Its capital ratio of 10.1% trails most similarly sized banks (47th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.11% return on assets. No consumer complaints against Liberty National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Deposits
$1.2B
Branches
9
Capital ratio
10.1%
Bottom 47% of $1B–10B peers · Oklahoma median 10.4%
Return on assets
2.1%
Top 8% of $1B–10B peers · Oklahoma median 1.4%
Rank in Oklahoma
#2
of 170 banks

How Liberty National Bank compares to Oklahoma peers

Capital ratio
Bottom 47% of $1B–10B peers
Liberty National
10.1%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 8% of $1B–10B peers
Liberty National
2.1%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Liberty National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 2.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Liberty National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 1924 S 4th St, Chickasha, OK 73018
  • 8232 State Highway 17, Elgin, OK 73538
  • 1500 N Council, Blanchard, OK 73010
  • 802 Coblake St, Apache, OK 73006
  • 4005 W Gore Blvd, Lawton, OK 73505
  • 23975 State Highway 49, Lawton, OK 73507
  • 13300 S Pennsylvania Ave, Oklahoma City, OK 73170
  • 5550 Granite Pkwy, Plano, TX 75024
  • 629 Sw C Ave, Lawton, OK 73501

Are deposits at Liberty National Bank insured?

Yes. Liberty National Bank is an FDIC-insured bank (FDIC certificate #11522). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Liberty National Bank: frequently asked questions

Is Liberty National Bank a good bank?

Liberty National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 2.11%).

Is Liberty National Bank FDIC-insured?

Yes. Liberty National Bank is a FDIC-insured bank (FDIC certificate #11522). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Liberty National Bank?

Liberty National Bank holds $1.3 billion in total assets, ranking 2nd of 170 banks we track in Oklahoma. It operates 9 branches.

Does Liberty National Bank have CFPB complaints?

No CFPB complaints against Liberty National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Blue Sky Bank
bank · Pawhuska, OK · $1.3B assets
First Oklahoma Bank
bank · Jenks, OK · $1.3B assets
Firstar Bank
bank · Sallisaw, OK · $1.3B assets
Sovereign Bank
bank · Shawnee, OK · $1.4B assets
American Heritage Bank
bank · Sapulpa, OK · $1.5B assets
The First National Bank And Trust Co., Chickasha, Oklahoma
bank · Chickasha, OK · $1.1B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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