American Heritage Bank is a bank based in Sapulpa, Oklahoma, established in 1905, with $1.5 billion in total assets across 24 branches. By Trust Grade it ranks 122nd of 170 banks we track in Oklahoma. Its capital ratio of 8.9% trails most similarly sized banks (22th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against American Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Heritage Bank compares to Oklahoma peers
How we graded American Heritage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.92%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (24)
- 301 North Choctaw, Beggs, OK 74421
- 400 West Main Street, Barnsdall, OK 74002
- 3801 S 113th West Ave, Sand Springs, OK 74063
- 1303 Commercial Ave, Mounds, OK 74047
- 100 N Broadway St, Cleveland, OK 74020
- 113 W Allen St, Kellyville, OK 74039
- 2 S Main St, Sapulpa, OK 74066
- 620 S Mission St, Sapulpa, OK 74066
- 6136 W 41st St, Tulsa, OK 74107
- 100 N Broadway St, Cleveland, OK 74020
- 3309 E Frank Phillips Blvd, Bartlesville, OK 74006
- 2 S Main St, Sapulpa, OK 74066
- 202 N Main St, Yale, OK 74085
- 239 E Main St, Pawhuska, OK 74056
- 501 E Indiana, Kiefer, OK 74041
- 7042 S Union Ave, Tulsa, OK 74132
- 220 S Adams Rd, Sand Springs, OK 74063
- 5151 S 33rd West Ave, Tulsa, OK 74107
- 8120 S Yale Ave, Tulsa, OK 74137
- 12120 S Vancouver Ave, Glenpool, OK 74033
- 318 S Broadway St, Cleveland, OK 74020
- 30021 W Highway 51, Mannford, OK 74044
- 445 S Lewis Ave, Tulsa, OK 74104
- 408 E. Cimarron, Mannford, OK 74044
Are deposits at American Heritage Bank insured?
Yes. American Heritage Bank is an FDIC-insured bank (FDIC certificate #4190). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Heritage Bank: frequently asked questions
Is American Heritage Bank a good bank?
American Heritage Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.92%).
Is American Heritage Bank FDIC-insured?
Yes. American Heritage Bank is a FDIC-insured bank (FDIC certificate #4190). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Heritage Bank?
American Heritage Bank holds $1.5 billion in total assets, ranking 122nd of 170 banks we track in Oklahoma. It operates 24 branches.
Does American Heritage Bank have CFPB complaints?
No CFPB complaints against American Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
