Skip to main content
bank

The First National Bank And Trust Company Of Miami

Miami, OK · Est. 1900 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank And Trust Company Of Miami is a bank based in Miami, Oklahoma, established in 1900, with $206 million in total assets across 3 branches. By Trust Grade it ranks 58th of 170 banks we track in Oklahoma. Its capital ratio of 13.0% is stronger than 80% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.07% return on assets. No consumer complaints against The First National Bank And Trust Company Of Miami appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$206.4M
$100M–1B institution
Deposits
$178.0M
Branches
3
Capital ratio
13.0%
Top 20% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
2.1%
Top 11% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#58
of 170 banks

How The First National Bank And Trust Company Of Miami compares to Oklahoma peers

Capital ratio
Top 20% of $100M–1B peers
The First
13.0%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $100M–1B peers
The First
2.1%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank And Trust Company Of Miami

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.0% capital ratio)
  • Strongly profitable (ROA 2.07%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank And Trust Company Of Miami over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 32 W Conner Ave, Fairland, OK 74343
  • 2 N Main St, Miami, OK 74354
  • 1749 N Main St, Miami, OK 74354

Are deposits at The First National Bank And Trust Company Of Miami insured?

Yes. The First National Bank And Trust Company Of Miami is an FDIC-insured bank (FDIC certificate #4148). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank And Trust Company Of Miami: frequently asked questions

Is The First National Bank And Trust Company Of Miami a good bank?

The First National Bank And Trust Company Of Miami earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 2.07%).

Is The First National Bank And Trust Company Of Miami FDIC-insured?

Yes. The First National Bank And Trust Company Of Miami is a FDIC-insured bank (FDIC certificate #4148). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank And Trust Company Of Miami?

The First National Bank And Trust Company Of Miami holds $206 million in total assets, ranking 58th of 170 banks we track in Oklahoma. It operates 3 branches.

Does The First National Bank And Trust Company Of Miami have CFPB complaints?

No CFPB complaints against The First National Bank And Trust Company Of Miami appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of Commerce
bank · Chelsea, OK · $205M assets
Oklahoma Bank And Trust Company
bank · Clinton, OK · $205M assets
High Plains Bank
bank · Okeene, OK · $212M assets
The Seiling State Bank
bank · Seiling, OK · $201M assets
The Farmers State Bank
bank · Quinton, OK · $199M assets
Triad Bank, National Association
bank · Tulsa, OK · $215M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →