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The Seiling State Bank

Seiling, OK · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

The Seiling State Bank is a bank based in Seiling, Oklahoma, established in 1901, with $201 million in total assets across 3 branches. By Trust Grade it ranks 111th of 170 banks we track in Oklahoma. Its capital ratio of 9.3% trails most similarly sized banks (34th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.16% return on assets. No consumer complaints against The Seiling State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$200.7M
$100M–1B institution
Deposits
$181.5M
Branches
3
Capital ratio
9.3%
Bottom 34% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
2.2%
Top 9% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#111
of 170 banks

How The Seiling State Bank compares to Oklahoma peers

Capital ratio
Bottom 34% of $100M–1B peers
The Seiling
9.3%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
The Seiling
2.2%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Seiling State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 2.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Seiling State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 301 N Main St, Seiling, OK 73663
  • 1424 Main St, Woodward, OK 73801
  • 2314 Williams Avenue, Woodward, OK 73801

Are deposits at The Seiling State Bank insured?

Yes. The Seiling State Bank is an FDIC-insured bank (FDIC certificate #4193). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Seiling State Bank: frequently asked questions

Is The Seiling State Bank a good bank?

The Seiling State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 2.16%).

Is The Seiling State Bank FDIC-insured?

Yes. The Seiling State Bank is a FDIC-insured bank (FDIC certificate #4193). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Seiling State Bank?

The Seiling State Bank holds $201 million in total assets, ranking 111th of 170 banks we track in Oklahoma. It operates 3 branches.

Does The Seiling State Bank have CFPB complaints?

No CFPB complaints against The Seiling State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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