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Bank Of Commerce

Chelsea, OK · Est. 1896 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Commerce is a bank based in Chelsea, Oklahoma, established in 1896, with $205 million in total assets across 6 branches. By Trust Grade it ranks 11th of 170 banks we track in Oklahoma. Its capital ratio of 11.8% is stronger than 72% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$205.5M
$100M–1B institution
Deposits
$177.0M
Branches
6
Capital ratio
11.8%
Top 28% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.8%
Top 19% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#11
of 170 banks

How Bank Of Commerce compares to Oklahoma peers

Capital ratio
Top 28% of $100M–1B peers
Bank Of
11.8%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Bank Of
1.8%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1490 North 66 Highway, Catoosa, OK 74015
  • 15995 S Highway 66, Claremore, OK 74017
  • 111 West Main Street, Adair, OK 74330
  • 8272 S Lewis Ave, Tulsa, OK 74137
  • 217 S Adair St, Pryor, OK 74361
  • 322 W 6th St, Chelsea, OK 74016

Are deposits at Bank Of Commerce insured?

Yes. Bank Of Commerce is an FDIC-insured bank (FDIC certificate #13274). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Commerce: frequently asked questions

Is Bank Of Commerce a good bank?

Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.79%).

Is Bank Of Commerce FDIC-insured?

Yes. Bank Of Commerce is a FDIC-insured bank (FDIC certificate #13274). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Commerce?

Bank Of Commerce holds $205 million in total assets, ranking 11th of 170 banks we track in Oklahoma. It operates 6 branches.

Does Bank Of Commerce have CFPB complaints?

No CFPB complaints against Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Oklahoma Bank And Trust Company
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The Seiling State Bank
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High Plains Bank
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The Farmers State Bank
bank · Quinton, OK · $199M assets
First Enterprise Bank
bank · Oklahoma City, OK · $198M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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