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Armstrong Bank

Muskogee, OK · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Armstrong Bank is a bank based in Muskogee, Oklahoma, established in 1910, with $2.7 billion in total assets across 30 branches. By Trust Grade it ranks 133rd of 170 banks we track in Oklahoma. Its capital ratio of 8.0% trails most similarly sized banks (9th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Armstrong Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Deposits
$2.5B
Branches
30
Capital ratio
8.0%
Bottom 9% of $1B–10B peers · Oklahoma median 10.4%
Return on assets
1.3%
Top 45% of $1B–10B peers · Oklahoma median 1.4%
Rank in Oklahoma
#133
of 170 banks

How Armstrong Bank compares to Oklahoma peers

Capital ratio
Bottom 9% of $1B–10B peers
Armstrong Bank
8.0%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 45% of $1B–10B peers
Armstrong Bank
1.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Armstrong Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.0% capital ratio)
  • Strongly profitable (ROA 1.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Armstrong Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (30)

  • 810 Campbell Ave, Warner, OK 74469
  • 810 E Shawntel Smith Blvd, Muldrow, OK 74948
  • 1215 W Okmulgee St, Muskogee, OK 74401
  • 12401 E 86th St N, Owasso, OK 74055
  • 1700 S Lynn Riggs Blvd, Claremore, OK 74017
  • 1111 W Gentry Ave, Checotah, OK 74426
  • 102 West Schley Street, Vian, OK 74962
  • 501 Harrison St, Pawnee, OK 74058
  • 409 N Main St, Gore, OK 74435
  • 401 W Main St, Norman, OK 73069
  • 118 N 11th St, Collinsville, OK 74021
  • 1200 E Lindsey St, Norman, OK 73071
  • 501 S 2nd St, Stilwell, OK 74960
  • 1401 S Muskogee Ave, Tahlequah, OK 74464
  • 2520 Chandler Rd, Muskogee, OK 74403
  • 3510 W Robinson St, Norman, OK 73072
  • 1364 E Downing St, Tahlequah, OK 74464
  • 1500 State Highway 51, Wagoner, OK 74467
  • 805 N Main St, Noble, OK 73068
  • 800 W Ruth Ave, Sallisaw, OK 74955
  • 1701 Se Washington Blvd, Bartlesville, OK 74006
  • 11671 S Western Ave, Oklahoma City, OK 73170
  • 13112 S Memorial Dr, Bixby, OK 74008
  • 803 S Lee St, Fort Gibson, OK 74434
  • 3942 Elm Springs Rd, Springdale, AR 72762
  • 4120 Rogers Ave, Fort Smith, AR 72903
  • 115 Park Ave, Oklahoma City,Oklahoma 73102, Oklahoma City, OK 73102
  • 3301 S Market St, Rogers, AR 72758
  • 1421 E 41st Pl, Tulsa, OK 74105
  • 8300 Phoenix Ave, Fort Smith, AR 72903

Are deposits at Armstrong Bank insured?

Yes. Armstrong Bank is an FDIC-insured bank (FDIC certificate #2315). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Armstrong Bank: frequently asked questions

Is Armstrong Bank a good bank?

Armstrong Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.28%).

Is Armstrong Bank FDIC-insured?

Yes. Armstrong Bank is a FDIC-insured bank (FDIC certificate #2315). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Armstrong Bank?

Armstrong Bank holds $2.7 billion in total assets, ranking 133rd of 170 banks we track in Oklahoma. It operates 30 branches.

Does Armstrong Bank have CFPB complaints?

No CFPB complaints against Armstrong Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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