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First Fidelity Bank

Oklahoma City, OK · Est. 1981 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

First Fidelity Bank is a bank based in Oklahoma City, Oklahoma, established in 1981, with $2.9 billion in total assets across 27 branches. By Trust Grade it ranks 127th of 170 banks we track in Oklahoma. Its capital ratio of 8.5% trails most similarly sized banks (15th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against First Fidelity Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.9B
$1B–10B institution
Deposits
$2.5B
Branches
27
Capital ratio
8.5%
Bottom 15% of $1B–10B peers · Oklahoma median 10.4%
Return on assets
0.9%
Bottom 28% of $1B–10B peers · Oklahoma median 1.4%
Rank in Oklahoma
#127
of 170 banks

How First Fidelity Bank compares to Oklahoma peers

Capital ratio
Bottom 15% of $1B–10B peers
First Fidelity
8.5%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $1B–10B peers
First Fidelity
0.9%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Fidelity Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Fidelity Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (27)

  • 700 Sw 29th St, Oklahoma City, OK 73109
  • 5800 Nw 39th St, Warr Acres, OK 73122
  • 400 S Eastern Ave, Moore, OK 73160
  • 5100 N Classen Blvd, Oklahoma City, OK 73118
  • 7401 E Camelback Rd, Scottsdale, AZ 85251
  • 6005 Nw Expressway, Oklahoma City, OK 73132
  • 3595 W Robinson St, Norman, OK 73072
  • 11919 S Pennsylvania Ave, Oklahoma City, OK 73170
  • 1400 S Meridian Ave, Oklahoma City, OK 73108
  • 1337 W Lindsey St, Norman, OK 73069
  • 16435 N Scottsdale Rd, Scottsdale, AZ 85254
  • 131 E Main St, Norman, OK 73069
  • 301 N Air Depot Blvd, Midwest City, OK 73110
  • 2825 Nw 164th St, Edmond, OK 73013
  • 900 N Main St, Noble, OK 73068
  • 1521 N Mustang Rd, Mustang, OK 73064
  • 30 W 21st St, Tulsa, OK 74114
  • 6404 Avondale Dr, Nichols Hills, OK 73116
  • 22841 N 19th Ave, Phoenix, AZ 85027
  • 725 W Covell Rd, Edmond, OK 73003
  • 6232 N 32nd St, Phoenix, AZ 85018
  • 424 Nw 10th St, Oklahoma City, OK 73103
  • 63 E Main St, Mesa, AZ 85201
  • 5362 Greenwood Plaza Blvd, Greenwood Village, CO 80111
  • 13144 N May Ave, Oklahoma City, OK 73120
  • 5114 S Power Road, Gilbert, AZ 85296
  • 2600 S Broadway, Edmond, OK 73013

Are deposits at First Fidelity Bank insured?

Yes. First Fidelity Bank is an FDIC-insured bank (FDIC certificate #23473). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Fidelity Bank: frequently asked questions

Is First Fidelity Bank a good bank?

First Fidelity Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.94%).

Is First Fidelity Bank FDIC-insured?

Yes. First Fidelity Bank is a FDIC-insured bank (FDIC certificate #23473). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Fidelity Bank?

First Fidelity Bank holds $2.9 billion in total assets, ranking 127th of 170 banks we track in Oklahoma. It operates 27 branches.

Does First Fidelity Bank have CFPB complaints?

No CFPB complaints against First Fidelity Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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