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The First Bank Of Okarche

Okarche, OK · Est. 1892 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First Bank Of Okarche is a bank based in Okarche, Oklahoma, established in 1892, with $138 million in total assets across 1 branch. By Trust Grade it ranks 5th of 170 banks we track in Oklahoma. Its capital ratio of 15.7% is stronger than 92% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.46% return on assets. No consumer complaints against The First Bank Of Okarche appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$138.1M
$100M–1B institution
Deposits
$115.4M
Branches
1
Capital ratio
15.7%
Top 8% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
2.5%
Top 5% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#5
of 170 banks

How The First Bank Of Okarche compares to Oklahoma peers

Capital ratio
Top 8% of $100M–1B peers
The First
15.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
The First
2.5%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The First Bank Of Okarche

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.7% capital ratio)
  • Strongly profitable (ROA 2.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First Bank Of Okarche over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 203 W Oklahoma, Okarche, OK 73762

Are deposits at The First Bank Of Okarche insured?

Yes. The First Bank Of Okarche is an FDIC-insured bank (FDIC certificate #1165). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First Bank Of Okarche: frequently asked questions

Is The First Bank Of Okarche a good bank?

The First Bank Of Okarche earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 2.46%).

Is The First Bank Of Okarche FDIC-insured?

Yes. The First Bank Of Okarche is a FDIC-insured bank (FDIC certificate #1165). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First Bank Of Okarche?

The First Bank Of Okarche holds $138 million in total assets, ranking 5th of 170 banks we track in Oklahoma. It operates 1 branch.

Does The First Bank Of Okarche have CFPB complaints?

No CFPB complaints against The First Bank Of Okarche appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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