The Community State Bank is a bank based in Poteau, Oklahoma, established in 1970, with $390 million in total assets across 6 branches. By Trust Grade it ranks 153rd of 170 banks we track in Oklahoma. Its capital ratio of 7.2% trails most similarly sized banks (8th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against The Community State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Community State Bank compares to Oklahoma peers
How we graded The Community State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.2% capital ratio)
- Profitable (ROA 0.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Community State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 1409 N Broadway St, Poteau, OK 74953
- 405 Us Highway 271, Wister, OK 74966
- 3108 N Broadway St, Poteau, OK 74953
- 617 W Broadway St, Spiro, OK 74959
- 902 Dallas St, Talihina, OK 74571
- 1207 Highway 2 N, Wilburton, OK 74578
Are deposits at The Community State Bank insured?
Yes. The Community State Bank is an FDIC-insured bank (FDIC certificate #20279). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Community State Bank: frequently asked questions
Is The Community State Bank a good bank?
The Community State Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (7.2% capital ratio); Profitable (ROA 0.82%).
Is The Community State Bank FDIC-insured?
Yes. The Community State Bank is a FDIC-insured bank (FDIC certificate #20279). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Community State Bank?
The Community State Bank holds $390 million in total assets, ranking 153rd of 170 banks we track in Oklahoma. It operates 6 branches.
Does The Community State Bank have CFPB complaints?
No CFPB complaints against The Community State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
