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Peoples Bank And Trust Company

Ryan, OK · Est. 1906 · Website ↗
B
Trust Grade
Strong
Score: 85/100

Peoples Bank And Trust Company is a bank based in Ryan, Oklahoma, established in 1906, with $51 million in total assets across 2 branches. By Trust Grade it ranks 156th of 170 banks we track in Oklahoma. Its capital ratio of 18.7% is stronger than 83% of similarly sized banks, versus a Oklahoma median of 10.4%. It posted a loss over the most recent period (-0.57% return on assets), a point to watch. No consumer complaints against Peoples Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$50.5M
<$100M institution
Deposits
$36.9M
Branches
2
Capital ratio
18.7%
Top 17% of <$100M peers · Oklahoma median 10.4%
Return on assets
-0.6%
Bottom 10% of <$100M peers · Oklahoma median 1.4%
Rank in Oklahoma
#156
of 170 banks

How Peoples Bank And Trust Company compares to Oklahoma peers

Capital ratio
Top 17% of <$100M peers
Peoples Bank
18.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of <$100M peers
Peoples Bank
-0.6%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Peoples Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Strongly capitalized (18.7% capital ratio)
  • Unprofitable over the period (ROA -0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 517 Washington Street, Ryan, OK 73565
  • 2400 Nw 178th St, Edmond, OK 73012

Are deposits at Peoples Bank And Trust Company insured?

Yes. Peoples Bank And Trust Company is an FDIC-insured bank (FDIC certificate #2331). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples Bank And Trust Company: frequently asked questions

Is Peoples Bank And Trust Company a good bank?

Peoples Bank And Trust Company earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Unprofitable over the period (ROA -0.57%).

Is Peoples Bank And Trust Company FDIC-insured?

Yes. Peoples Bank And Trust Company is a FDIC-insured bank (FDIC certificate #2331). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples Bank And Trust Company?

Peoples Bank And Trust Company holds $51 million in total assets, ranking 156th of 170 banks we track in Oklahoma. It operates 2 branches.

Does Peoples Bank And Trust Company have CFPB complaints?

No CFPB complaints against Peoples Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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