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The Bank Of The West

Thomas, OK · Est. 1984 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

The Bank Of The West is a bank based in Thomas, Oklahoma, established in 1984, with $185 million in total assets across 4 branches. By Trust Grade it ranks 34th of 170 banks we track in Oklahoma. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.18% return on assets. No consumer complaints against The Bank Of The West appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$184.5M
$100M–1B institution
Deposits
$163.5M
Branches
4
Capital ratio
10.7%
Top 42% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
2.2%
Top 9% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#34
of 170 banks

How The Bank Of The West compares to Oklahoma peers

Capital ratio
Top 42% of $100M–1B peers
The Bank
10.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
The Bank
2.2%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of The West

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 2.18%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of The West over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1 Wheatland Plz, Clinton, OK 73601
  • 101 S Main St, Thomas, OK 73669
  • 401 South Main Street, Leedey, OK 73654
  • 4801 Gaillardia Pkwy, Oklahoma City, OK 73142

Are deposits at The Bank Of The West insured?

Yes. The Bank Of The West is an FDIC-insured bank (FDIC certificate #25703). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of The West: frequently asked questions

Is The Bank Of The West a good bank?

The Bank Of The West earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 2.18%).

Is The Bank Of The West FDIC-insured?

Yes. The Bank Of The West is a FDIC-insured bank (FDIC certificate #25703). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of The West?

The Bank Of The West holds $185 million in total assets, ranking 34th of 170 banks we track in Oklahoma. It operates 4 branches.

Does The Bank Of The West have CFPB complaints?

No CFPB complaints against The Bank Of The West appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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