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The Peoples National Bank Of Checotah

Checotah, OK · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Peoples National Bank Of Checotah is a bank based in Checotah, Oklahoma, established in 1911, with $173 million in total assets across 3 branches. By Trust Grade it ranks 45th of 170 banks we track in Oklahoma. Its capital ratio of 16.1% is stronger than 92% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against The Peoples National Bank Of Checotah appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$172.5M
$100M–1B institution
Deposits
$139.8M
Branches
3
Capital ratio
16.1%
Top 8% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.3%
Top 41% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#45
of 170 banks

How The Peoples National Bank Of Checotah compares to Oklahoma peers

Capital ratio
Top 8% of $100M–1B peers
The Peoples
16.1%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
The Peoples
1.3%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Peoples National Bank Of Checotah

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.1% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Peoples National Bank Of Checotah over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 303 N Broadway St, Checotah, OK 74426
  • 300 W Gentry Ave, Checotah, OK 74426
  • 131 S Paul Carr Dr, Checotah, OK 74426

Are deposits at The Peoples National Bank Of Checotah insured?

Yes. The Peoples National Bank Of Checotah is an FDIC-insured bank (FDIC certificate #4059). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Peoples National Bank Of Checotah: frequently asked questions

Is The Peoples National Bank Of Checotah a good bank?

The Peoples National Bank Of Checotah earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Strongly profitable (ROA 1.35%).

Is The Peoples National Bank Of Checotah FDIC-insured?

Yes. The Peoples National Bank Of Checotah is a FDIC-insured bank (FDIC certificate #4059). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Peoples National Bank Of Checotah?

The Peoples National Bank Of Checotah holds $173 million in total assets, ranking 45th of 170 banks we track in Oklahoma. It operates 3 branches.

Does The Peoples National Bank Of Checotah have CFPB complaints?

No CFPB complaints against The Peoples National Bank Of Checotah appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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