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The Bank Of Beaver City

Beaver, OK · Est. 1902 · Website ↗
B
Trust Grade
Strong
Score: 87/100

The Bank Of Beaver City is a bank based in Beaver, Oklahoma, established in 1902, with $184 million in total assets across 2 branches. By Trust Grade it ranks 149th of 170 banks we track in Oklahoma. Its capital ratio of 6.9% trails most similarly sized banks (7th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against The Bank Of Beaver City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$184.4M
$100M–1B institution
Deposits
$165.6M
Branches
2
Capital ratio
6.9%
Bottom 7% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.2%
Bottom 47% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#149
of 170 banks

How The Bank Of Beaver City compares to Oklahoma peers

Capital ratio
Bottom 7% of $100M–1B peers
The Bank
6.9%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
The Bank
1.2%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of Beaver City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (6.9% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of Beaver City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 10 E Tucker Rd, Liberal, KS 67901
  • 130 Douglas Ave, Beaver, OK 73932

Are deposits at The Bank Of Beaver City insured?

Yes. The Bank Of Beaver City is an FDIC-insured bank (FDIC certificate #11862). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of Beaver City: frequently asked questions

Is The Bank Of Beaver City a good bank?

The Bank Of Beaver City earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (6.9% capital ratio); Strongly profitable (ROA 1.16%).

Is The Bank Of Beaver City FDIC-insured?

Yes. The Bank Of Beaver City is a FDIC-insured bank (FDIC certificate #11862). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of Beaver City?

The Bank Of Beaver City holds $184 million in total assets, ranking 149th of 170 banks we track in Oklahoma. It operates 2 branches.

Does The Bank Of Beaver City have CFPB complaints?

No CFPB complaints against The Bank Of Beaver City appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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