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Citizens Bank

Corvallis, OR · Est. 1957 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Citizens Bank is a bank based in Corvallis, Oregon, established in 1957, with $810 million in total assets across 15 branches. By Trust Grade it ranks 10th of 14 banks we track in Oregon. Its capital ratio of 10.7% is stronger than 59% of similarly sized banks, versus a Oregon median of 10.9%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Citizens Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$810.4M
$100M–1B institution
Deposits
$686.2M
Branches
15
Capital ratio
10.7%
Top 41% of $100M–1B peers · Oregon median 10.9%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · Oregon median 0.97%
Rank in Oregon
#10
of 14 banks

How Citizens Bank compares to Oregon peers

Capital ratio
Top 41% of $100M–1B peers
Citizens Bank
10.7%
Oregon median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Citizens Bank
0.3%
Oregon median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (10.7% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (15)

  • 275 Sw 3rd St, Corvallis, OR 97333
  • 955 Ivy St Ste 1, Junction City, OR 97448
  • 978 Nw Circle Blvd, Corvallis, OR 97330
  • 1224 Main St, Philomath, OR 97370
  • 2315 14th Ave Se, Albany, OR 97322
  • 455 Ne Baker St, Mcminnville, OR 97128
  • 2230 Pacific Blvd Sw, Albany, OR 97321
  • 230 N 3rd St, Harrisburg, OR 97446
  • 583 Se Jefferson St, Dallas, OR 97338
  • 2355 Olympic St, Springfield, OR 97477
  • 19245 S Molalla Ave, Oregon City, OR 97045
  • 2122 S Santiam Hwy, Lebanon, OR 97355
  • 8100 Sw Nyberg St, Tualatin, OR 97062
  • 333 High St Ne, Salem, OR 97301
  • 217 E Main St, Silverton, OR 97381

Are deposits at Citizens Bank insured?

Yes. Citizens Bank is an FDIC-insured bank (FDIC certificate #17809). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank: frequently asked questions

Is Citizens Bank a good bank?

Citizens Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Profitable (ROA 0.30%).

Is Citizens Bank FDIC-insured?

Yes. Citizens Bank is a FDIC-insured bank (FDIC certificate #17809). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank?

Citizens Bank holds $810 million in total assets, ranking 10th of 14 banks we track in Oregon. It operates 15 branches.

Does Citizens Bank have CFPB complaints?

No CFPB complaints against Citizens Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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