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Oregon Pacific Banking Company Dba Oregon Pacific Bank

Florence, OR · Est. 1979 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Oregon Pacific Banking Company Dba Oregon Pacific Bank is a bank based in Florence, Oregon, established in 1979, with $821 million in total assets across 7 branches. By Trust Grade it ranks 4th of 14 banks we track in Oregon. Its capital ratio of 10.6% is stronger than 57% of similarly sized banks, versus a Oregon median of 10.9%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Oregon Pacific Banking Company Dba Oregon Pacific Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$821.0M
$100M–1B institution
Deposits
$718.7M
Branches
7
Capital ratio
10.6%
Top 43% of $100M–1B peers · Oregon median 10.9%
Return on assets
1.3%
Top 46% of $100M–1B peers · Oregon median 0.97%
Rank in Oregon
#4
of 14 banks

How Oregon Pacific Banking Company Dba Oregon Pacific Bank compares to Oregon peers

Capital ratio
Top 43% of $100M–1B peers
Oregon Pacific
10.6%
Oregon median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of $100M–1B peers
Oregon Pacific
1.3%
Oregon median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Oregon Pacific Banking Company Dba Oregon Pacific Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.6% capital ratio)
  • Strongly profitable (ROA 1.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oregon Pacific Banking Company Dba Oregon Pacific Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 1355 Highway 101, Florence, OR 97439
  • 915 S 1st St, Coos Bay, OR 97420
  • 2555 Nw Edenbower Blvd, Roseburg, OR 97471
  • 59 E 11th Ave, Eugene, OR 97401
  • 3250 Hillcrest Park Dr, Medford, OR 97504
  • 16101 Sw 72nd Avenue, Tigard, OR 97224
  • 3555 Lear Way, Medford, OR 97504

Are deposits at Oregon Pacific Banking Company Dba Oregon Pacific Bank insured?

Yes. Oregon Pacific Banking Company Dba Oregon Pacific Bank is an FDIC-insured bank (FDIC certificate #23007). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oregon Pacific Banking Company Dba Oregon Pacific Bank: frequently asked questions

Is Oregon Pacific Banking Company Dba Oregon Pacific Bank a good bank?

Oregon Pacific Banking Company Dba Oregon Pacific Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Strongly profitable (ROA 1.28%).

Is Oregon Pacific Banking Company Dba Oregon Pacific Bank FDIC-insured?

Yes. Oregon Pacific Banking Company Dba Oregon Pacific Bank is a FDIC-insured bank (FDIC certificate #23007). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Oregon Pacific Banking Company Dba Oregon Pacific Bank?

Oregon Pacific Banking Company Dba Oregon Pacific Bank holds $821 million in total assets, ranking 4th of 14 banks we track in Oregon. It operates 7 branches.

Does Oregon Pacific Banking Company Dba Oregon Pacific Bank have CFPB complaints?

No CFPB complaints against Oregon Pacific Banking Company Dba Oregon Pacific Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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