Penncrest Bank is a bank based in Altoona, Pennsylvania, established in 1939, with $243 million in total assets across 8 branches. By Trust Grade it ranks 62nd of 110 banks we track in Pennsylvania. Its capital ratio of 12.2% is stronger than 74% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Penncrest Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Penncrest Bank compares to Pennsylvania peers
How we graded Penncrest Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Profitable (ROA 0.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Penncrest Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 101 High St, Williamsburg, PA 16693
- 408 Allegheny St, Hollidaysburg, PA 16648
- 433 Railroad Ave, Patton, PA 16668
- 3301 Pleasant Valley Blvd, Altoona, PA 16602
- 1306 Shoemaker St, Nanty Glo, PA 15943
- 700 2nd St, Cresson, PA 16630
- 1201 12th St, Altoona, PA 16601
- 117 Chestnut St, Gallitzin, PA 16641
Are deposits at Penncrest Bank insured?
Yes. Penncrest Bank is an FDIC-insured bank (FDIC certificate #30119). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Penncrest Bank: frequently asked questions
Is Penncrest Bank a good bank?
Penncrest Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.39%).
Is Penncrest Bank FDIC-insured?
Yes. Penncrest Bank is a FDIC-insured bank (FDIC certificate #30119). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Penncrest Bank?
Penncrest Bank holds $243 million in total assets, ranking 62nd of 110 banks we track in Pennsylvania. It operates 8 branches.
Does Penncrest Bank have CFPB complaints?
No CFPB complaints against Penncrest Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
