Mcs Bank is a bank based in Milroy, Pennsylvania, established in 1923, with $223 million in total assets across 10 branches. By Trust Grade it ranks 38th of 110 banks we track in Pennsylvania. Its capital ratio of 11.6% is stronger than 69% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Mcs Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mcs Bank compares to Pennsylvania peers
How we graded Mcs Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.6% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mcs Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 4009 E Main St, Belleville, PA 17004
- 23 E Shirley St, Mount Union, PA 17066
- 1 East Specht Street, Mcclure, PA 17841
- 101 E Market St, Lewistown, PA 17044
- 100 Commerce Dr, Milroy, PA 17063
- 108 E Main St, Allensville, PA 17002
- 4009 E Main St, Belleville, PA 17004
- 4009 E Main St, Belleville, PA 17004
- 19 N Brown St, Lewistown, PA 17044
- 200 N. Logan Blvd, Burnham, PA 17009
Are deposits at Mcs Bank insured?
Yes. Mcs Bank is an FDIC-insured bank (FDIC certificate #28186). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mcs Bank: frequently asked questions
Is Mcs Bank a good bank?
Mcs Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Profitable (ROA 0.76%).
Is Mcs Bank FDIC-insured?
Yes. Mcs Bank is a FDIC-insured bank (FDIC certificate #28186). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mcs Bank?
Mcs Bank holds $223 million in total assets, ranking 38th of 110 banks we track in Pennsylvania. It operates 10 branches.
Does Mcs Bank have CFPB complaints?
No CFPB complaints against Mcs Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
