First Keystone Community Bank is a bank based in Berwick, Pennsylvania, established in 1864, with $1.5 billion in total assets across 19 branches. By Trust Grade it ranks 80th of 110 banks we track in Pennsylvania. Its capital ratio of 8.7% trails most similarly sized banks (18th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against First Keystone Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Keystone Community Bank compares to Pennsylvania peers
How we graded First Keystone Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Keystone Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 437 W 3rd St, Nescopeck, PA 18635
- 400 Fowler Ave, Berwick, PA 18603
- 701 Freas Ave, Berwick, PA 18603
- 2301 Columbia Blvd, Bloomsburg, PA 17815
- Third And Race Streets, Mifflinville, PA 18631
- 1540 Sans Souci Pkwy, Hanover Township, PA 18706
- 55 Briar Creek Plz, Berwick, PA 18603
- 1154 Route 390, Cresco, PA 18326
- 299 Wyoming Ave, Kingston, PA 18704
- 2022 Route 209, Brodheadsville, PA 18322
- 1049 Bloom Rd, Danville, PA 17821
- 2070 Route 611, Swiftwater, PA 18370
- 111 W Front St, Berwick, PA 18603
- 18 N Mountain Blvd, Mountain Top, PA 18707
- 463 W Main St, Plymouth, PA 18651
- 2325 Memorial Hwy, Dallas, PA 18612
- 107 S Main St, Shickshinny, PA 18655
- 559 Main St, Stroudsburg, PA 18360
- 1503 Linden St, Bethlehem, PA 18017
Are deposits at First Keystone Community Bank insured?
Yes. First Keystone Community Bank is an FDIC-insured bank (FDIC certificate #7404). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Keystone Community Bank: frequently asked questions
Is First Keystone Community Bank a good bank?
First Keystone Community Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.59%).
Is First Keystone Community Bank FDIC-insured?
Yes. First Keystone Community Bank is a FDIC-insured bank (FDIC certificate #7404). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Keystone Community Bank?
First Keystone Community Bank holds $1.5 billion in total assets, ranking 80th of 110 banks we track in Pennsylvania. It operates 19 branches.
Does First Keystone Community Bank have CFPB complaints?
No CFPB complaints against First Keystone Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
