Ameriserv Financial Bank is a bank based in Johnstown, Pennsylvania, established in 1933, with $1.5 billion in total assets across 17 branches. By Trust Grade it ranks 50th of 110 banks we track in Pennsylvania. Its capital ratio of 9.7% trails most similarly sized banks (38th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Ameriserv Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ameriserv Financial Bank compares to Pennsylvania peers
How we graded Ameriserv Financial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ameriserv Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 101 S Main St, Carrolltown, PA 15722
- 104 Sunshine Ave, Central City, PA 15926
- 1383 Shoemaker St, Nanty Glo, PA 15943
- 108 W Main St, Somerset, PA 15501
- 1501 Somerset Ave, Windber, PA 15963
- 179 Lovell Ave, Ebensburg, PA 15931
- 1404 Eisenhower Blvd, Johnstown, PA 15904
- 6858 Route 711, Seward, PA 15954
- 112 S Chestnut St, Derry, PA 15627
- 110 Plaza Dr, Johnstown, PA 15905
- 4206 Crawford Ave, Northern Cambria, PA 15714
- 60 Boulevard Of The Allies, Pittsburgh, PA 15222
- 216 Franklin St, Johnstown, PA 15901
- 135 Center St, Meyersdale, PA 15552
- 1857 N Atherton St, State College, PA 16803
- 1213 Scalp Ave, Johnstown, PA 15904
- 12806 Shank Farm Way, Hagerstown, MD 21742
Are deposits at Ameriserv Financial Bank insured?
Yes. Ameriserv Financial Bank is an FDIC-insured bank (FDIC certificate #7542). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ameriserv Financial Bank: frequently asked questions
Is Ameriserv Financial Bank a good bank?
Ameriserv Financial Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.73%).
Is Ameriserv Financial Bank FDIC-insured?
Yes. Ameriserv Financial Bank is a FDIC-insured bank (FDIC certificate #7542). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ameriserv Financial Bank?
Ameriserv Financial Bank holds $1.5 billion in total assets, ranking 50th of 110 banks we track in Pennsylvania. It operates 17 branches.
Does Ameriserv Financial Bank have CFPB complaints?
No CFPB complaints against Ameriserv Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
