Farmers And Merchants Trust Company Of Chambersburg is a bank based in Chambersburg, Pennsylvania, established in 1906, with $2.3 billion in total assets across 25 branches. By Trust Grade it ranks 75th of 110 banks we track in Pennsylvania. Its capital ratio of 8.2% trails most similarly sized banks (11th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Farmers And Merchants Trust Company Of Chambersburg appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers And Merchants Trust Company Of Chambersburg compares to Pennsylvania peers
How we graded Farmers And Merchants Trust Company Of Chambersburg
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.2% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers And Merchants Trust Company Of Chambersburg over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (25)
- 7781 Waterfall Rd, Hustontown, PA 17229
- 1712 Lincoln Way E, Chambersburg, PA 17202
- Colorado Street, Marion, PA 17235
- 1100 Lincoln Way West, Hamilton Township, PA 17201
- 841 Wayne Ave, Chambersburg, PA 17201
- 2405 Philadelphia Avenue Extended, Chambersburg, PA 17201
- 1625 Philadelphia Ave, Chambersburg, PA 17201
- 3 E 1st St, Boiling Springs, PA 17007
- 9 W Big Spring Ave, Newville, PA 17241
- 13 Shippensburg Shopping Ctr, Shippensburg, PA 17257
- 18810 Sandy Ridge Sta, Orbisonia, PA 17243
- 1901 Ritner Hwy, Carlisle, PA 17013
- 2075 Scotland Ave, Chambersburg, PA 17201
- 800 E High St, Carlisle, PA 17013
- 200 E Main St, Waynesboro, PA 17268
- 518 N Antrim Way, Greencastle, PA 17225
- Carlisle Crossing Branch, Carlisle, PA 17013
- 870 Norland Ave, Chambersburg, PA 17201
- 100 Lincoln Way E, Mcconnellsburg, PA 17233
- 20 S Main St, Chambersburg, PA 17201
- 6375 Carlisle Pike, Mechanicsburg, PA 17050
- 2 Park St, Mont Alto, PA 17237
- 83 W Washington Street, Hagerstown, MD 21740
- 4765 Linglestown Road, Harrisburg, PA 17112
- 3907 Market St, Camp Hill, PA 17011
Are deposits at Farmers And Merchants Trust Company Of Chambersburg insured?
Yes. Farmers And Merchants Trust Company Of Chambersburg is an FDIC-insured bank (FDIC certificate #8405). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers And Merchants Trust Company Of Chambersburg: frequently asked questions
Is Farmers And Merchants Trust Company Of Chambersburg a good bank?
Farmers And Merchants Trust Company Of Chambersburg earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.28%).
Is Farmers And Merchants Trust Company Of Chambersburg FDIC-insured?
Yes. Farmers And Merchants Trust Company Of Chambersburg is a FDIC-insured bank (FDIC certificate #8405). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers And Merchants Trust Company Of Chambersburg?
Farmers And Merchants Trust Company Of Chambersburg holds $2.3 billion in total assets, ranking 75th of 110 banks we track in Pennsylvania. It operates 25 branches.
Does Farmers And Merchants Trust Company Of Chambersburg have CFPB complaints?
No CFPB complaints against Farmers And Merchants Trust Company Of Chambersburg appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
