Meridian Bank is a bank based in Wayne, Pennsylvania, established in 2004, with $2.6 billion in total assets across 7 branches. By Trust Grade it ranks 103rd of 110 banks we track in Pennsylvania. Its capital ratio of 9.5% trails most similarly sized banks (34th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.46% return on assets. Consumers filed 305 complaints about Meridian Financial Services, Inc. with the CFPB — 118.4 per $1B in assets, a higher rate than 100% of peers.
How Meridian Bank compares to Pennsylvania peers
How we graded Meridian Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.46%)
- 118.4 complaints per $1B in assets
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
305 complaints filed with the CFPB against Meridian Financial Services, Inc. — 118.4 per $1B in assets.
These records were matched to Meridian Bank by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →
Branch locations (7)
- 220 W. Lancaster Avenue, Wayne, PA 19087
- 16 W Market St, West Chester, PA 19382
- 100 E State St, Media, PA 19063
- 1719a S Easton Rd, Doylestown, PA 18901
- 1301 Skippack Pike, Blue Bell, PA 19422
- 1760 Market St, Philadelphia, PA 19103
- 12611 Bonita Beach Rd Se, Bonita Springs, FL 34135
Are deposits at Meridian Bank insured?
Yes. Meridian Bank is an FDIC-insured bank (FDIC certificate #57777). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Meridian Bank: frequently asked questions
Is Meridian Bank a good bank?
Meridian Bank earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 92/100 and a customer-experience score of 44.09016393442623/100. Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.46%).
Is Meridian Bank FDIC-insured?
Yes. Meridian Bank is a FDIC-insured bank (FDIC certificate #57777). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Meridian Bank?
Meridian Bank holds $2.6 billion in total assets, ranking 103rd of 110 banks we track in Pennsylvania. It operates 7 branches.
How many complaints does Meridian Bank have?
Consumers filed 305 complaints about Meridian Financial Services, Inc. with the CFPB, or 118.4 per $1B in assets. 98% were answered on time. 5% closed with relief to the consumer.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
