Elderton State Bank is a bank based in Elderton, Pennsylvania, established in 1919, with $452 million in total assets across 3 branches. By Trust Grade it ranks 4th of 110 banks we track in Pennsylvania. Its capital ratio of 11.8% is stronger than 72% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.74% return on assets. No consumer complaints against Elderton State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Elderton State Bank compares to Pennsylvania peers
How we graded Elderton State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.8% capital ratio)
- Strongly profitable (ROA 1.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Elderton State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 601 W Main Street, Rural Valley, PA 16249
- 2014 River Rd, North Apollo, PA 15673
- 143 N Main St, Elderton, PA 15736
Are deposits at Elderton State Bank insured?
Yes. Elderton State Bank is an FDIC-insured bank (FDIC certificate #12985). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Elderton State Bank: frequently asked questions
Is Elderton State Bank a good bank?
Elderton State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.74%).
Is Elderton State Bank FDIC-insured?
Yes. Elderton State Bank is a FDIC-insured bank (FDIC certificate #12985). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Elderton State Bank?
Elderton State Bank holds $452 million in total assets, ranking 4th of 110 banks we track in Pennsylvania. It operates 3 branches.
Does Elderton State Bank have CFPB complaints?
No CFPB complaints against Elderton State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
