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The Neffs National Bank

Neffs, PA · Est. 1923 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

The Neffs National Bank is a bank based in Neffs, Pennsylvania, established in 1923, with $467 million in total assets across 3 branches. By Trust Grade it ranks 55th of 110 banks we track in Pennsylvania. Its capital ratio of 15.2% is stronger than 91% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against The Neffs National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$466.8M
$100M–1B institution
Deposits
$365.3M
Branches
3
Capital ratio
15.2%
Top 9% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#55
of 110 banks

How The Neffs National Bank compares to Pennsylvania peers

Capital ratio
Top 9% of $100M–1B peers
The Neffs
15.2%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
The Neffs
0.5%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Neffs National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (15.2% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Neffs National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 5629 Route 873, Neffs, PA 18065
  • 211 S Best Ave, Walnutport, PA 18088
  • 372 Delaware Ave, Palmerton, PA 18071

Are deposits at The Neffs National Bank insured?

Yes. The Neffs National Bank is an FDIC-insured bank (FDIC certificate #7646). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Neffs National Bank: frequently asked questions

Is The Neffs National Bank a good bank?

The Neffs National Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Profitable (ROA 0.50%).

Is The Neffs National Bank FDIC-insured?

Yes. The Neffs National Bank is a FDIC-insured bank (FDIC certificate #7646). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Neffs National Bank?

The Neffs National Bank holds $467 million in total assets, ranking 55th of 110 banks we track in Pennsylvania. It operates 3 branches.

Does The Neffs National Bank have CFPB complaints?

No CFPB complaints against The Neffs National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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