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Fleetwood Bank

Fleetwood, PA · Est. 1934 · Website ↗
85/ 100
Trust Grade
Strong
85 out of 100

Fleetwood Bank is a bank based in Fleetwood, Pennsylvania, established in 1934, with $399 million in total assets across 7 branches. By Trust Grade it ranks 93rd of 110 banks we track in Pennsylvania. Its capital ratio of 7.1% trails most similarly sized banks (8th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Fleetwood Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$398.7M
$100M–1B institution
Deposits
$365.0M
Branches
7
Capital ratio
7.1%
Bottom 8% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#93
of 110 banks

How Fleetwood Bank compares to Pennsylvania peers

Capital ratio
Bottom 8% of $100M–1B peers
Fleetwood Bank
7.1%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Fleetwood Bank
0.7%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Fleetwood Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
85/100
  • Well-capitalized (7.1% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Fleetwood Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 15300 Kutztown Rd, Kutztown, PA 19530
  • 100 E State Ave, Lyon Station, PA 19536
  • 917 Park Rd, Blandon, PA 19510
  • 455 Main St, Shoemakersville, PA 19555
  • 1150 Berkshire Blvd, Wyomissing, PA 19610
  • 61 Kings Plz, Oley, PA 19547
  • 2 W Main St, Fleetwood, PA 19522

Are deposits at Fleetwood Bank insured?

Yes. Fleetwood Bank is an FDIC-insured bank (FDIC certificate #13561). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fleetwood Bank: frequently asked questions

Is Fleetwood Bank a good bank?

Fleetwood Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Profitable (ROA 0.67%).

Is Fleetwood Bank FDIC-insured?

Yes. Fleetwood Bank is a FDIC-insured bank (FDIC certificate #13561). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fleetwood Bank?

Fleetwood Bank holds $399 million in total assets, ranking 93rd of 110 banks we track in Pennsylvania. It operates 7 branches.

Does Fleetwood Bank have CFPB complaints?

No CFPB complaints against Fleetwood Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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