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Commercial Bank And Trust Of Pa

Latrobe, PA · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Commercial Bank And Trust Of Pa is a bank based in Latrobe, Pennsylvania, established in 1934, with $360 million in total assets across 7 branches. By Trust Grade it ranks 57th of 110 banks we track in Pennsylvania. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Commercial Bank And Trust Of Pa appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$359.7M
$100M–1B institution
Deposits
$302.9M
Branches
7
Capital ratio
9.7%
Bottom 42% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.6%
Bottom 15% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#57
of 110 banks

How Commercial Bank And Trust Of Pa compares to Pennsylvania peers

Capital ratio
Bottom 42% of $100M–1B peers
Commercial Bank
9.7%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of $100M–1B peers
Commercial Bank
0.6%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Commercial Bank And Trust Of Pa

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.7% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commercial Bank And Trust Of Pa over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 201 W Main St, Ligonier, PA 15658
  • 2059 Route 130, Pleasant Unity, PA 15676
  • 109 E Main St, West Newton, PA 15089
  • 1920 Lincoln Ave, Latrobe, PA 15650
  • 11 Terry Way, Latrobe, PA 15650
  • 867 Georges Station Rd, Greensburg, PA 15601
  • 900 Ligonier St, Latrobe, PA 15650

Are deposits at Commercial Bank And Trust Of Pa insured?

Yes. Commercial Bank And Trust Of Pa is an FDIC-insured bank (FDIC certificate #14333). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commercial Bank And Trust Of Pa: frequently asked questions

Is Commercial Bank And Trust Of Pa a good bank?

Commercial Bank And Trust Of Pa earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.56%).

Is Commercial Bank And Trust Of Pa FDIC-insured?

Yes. Commercial Bank And Trust Of Pa is a FDIC-insured bank (FDIC certificate #14333). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commercial Bank And Trust Of Pa?

Commercial Bank And Trust Of Pa holds $360 million in total assets, ranking 57th of 110 banks we track in Pennsylvania. It operates 7 branches.

Does Commercial Bank And Trust Of Pa have CFPB complaints?

No CFPB complaints against Commercial Bank And Trust Of Pa appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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