Acnb Bank is a bank based in Gettysburg, Pennsylvania, established in 1857, with $3.3 billion in total assets across 33 branches. By Trust Grade it ranks 21st of 110 banks we track in Pennsylvania. Its capital ratio of 12.5% is stronger than 82% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 1.75% return on assets. No consumer complaints against Acnb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Acnb Bank compares to Pennsylvania peers
How we graded Acnb Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Strongly profitable (ROA 1.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Acnb Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (33)
- 545 W Middle St, Gettysburg, PA 17325
- 10 High Street, Cashtown, PA 17310
- 675 Old Harrisburg Rd, Gettysburg, PA 17325
- 369 Main St, Mc Sherrystown, PA 17344
- 1677 Route 194 N, East Berlin, PA 17316
- 444 W King St, Littlestown, PA 17340
- 4910 Fairfield Rd, Fairfield, PA 17320
- 3425 Biglerville Rd, Biglerville, PA 17307
- 1127 Eichelberger St, Hanover, PA 17331
- 39 Carlisle Rd, Newville, PA 17241
- 444 Wmc Dr, Westminster, MD 21158
- 2 N Market St, Frederick, MD 21701
- 165 Thomas Johnson Dr, Frederick, MD 21702
- 213 Main St, New Windsor, MD 21776
- 3 Tristan Dr, Dillsburg, PA 17019
- 1001 Twin Arch Rd, Mount Airy, MD 21771
- 318 Lincoln Way E, New Oxford, PA 17350
- 2450 Eastern Blvd, York, PA 17402
- 222 E Baltimore St, Taneytown, MD 21787
- 810 Market St, Westminster, MD 21157
- 1801 Baltimore Pike, Hanover, PA 17331
- 2305 N Susquehanna Trl, York, PA 17404
- 6910 Crestwood Blvd, Frederick, MD 21703
- 200 Commerce Dr, Walkersville, MD 21793
- 16 Lincoln Sq, Gettysburg, PA 17325
- 2170 White St, York, PA 17404
- 221 N Main St, Spring Grove, PA 17362
- 850 Norland Ave, Chambersburg, PA 17201
- 201 Pauline Dr, York, PA 17402
- 100 N George St, York, PA 17401
- 1687 Oregon Pike, Lancaster, PA 17601
- 2151 State Road, Lancaster, PA 17601
- 160 N. Pointe Blvd., Lancaster, PA 17601
Are deposits at Acnb Bank insured?
Yes. Acnb Bank is an FDIC-insured bank (FDIC certificate #7506). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Acnb Bank: frequently asked questions
Is Acnb Bank a good bank?
Acnb Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.75%).
Is Acnb Bank FDIC-insured?
Yes. Acnb Bank is a FDIC-insured bank (FDIC certificate #7506). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Acnb Bank?
Acnb Bank holds $3.3 billion in total assets, ranking 21st of 110 banks we track in Pennsylvania. It operates 33 branches.
Does Acnb Bank have CFPB complaints?
No CFPB complaints against Acnb Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
