Wayne Bank is a bank based in Honesdale, Pennsylvania, established in 1871, with $2.9 billion in total assets across 33 branches. By Trust Grade it ranks 67th of 110 banks we track in Pennsylvania. Its capital ratio of 9.1% trails most similarly sized banks (26th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.62% return on assets. No consumer complaints against Wayne Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Wayne Bank compares to Pennsylvania peers
How we graded Wayne Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Profitable (ROA 0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Wayne Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (33)
- 228 Belmont St, Waymart, PA 18472
- 245 Willow Ave, Honesdale, PA 18431
- 63 Welwood Ave, Hawley, PA 18428
- 308 Stroud Mall Rd, Stroudsburg, PA 18360
- 101 Sullivan St, Wurtsboro, NY 12790
- 1972 Route 52, Liberty, NY 12754
- 56 Stewart Ave, Roscoe, NY 12776
- 4353 State Route 42, Monticello, NY 12701
- 314 Main St, Andes, NY 13731
- 536 Main St, Franklin, NY 13775
- 107 Richardson Ave, Shohola, PA 18458
- 17 Como Rd, Lakewood, PA 18439
- 111 W Harford St, Milford, PA 18337
- 695 W Main St, New Holland, PA 17557
- 24 S 3rd Street, Oxford, PA 19363
- 841 Northern Blvd, Clarks Summit, PA 18411
- 185 E Lincoln Hwy, Coatesville, PA 19320
- 5165 Milford Rd, East Stroudsburg, PA 18302
- 1099 Georgetown Rd, Christiana, PA 17509
- 216 Adams Ave, Scranton, PA 18503
- 717 Main St, Honesdale, PA 18431
- 2226 Barney Ln, Effort, PA 18330
- 389 Hamilton St, Geneva, NY 14456
- 2951 Route 611, Tannersville, PA 18372
- 5 River Rd, Callicoon, NY 12723
- 73 Chestnut St, Cooperstown, NY 13326
- 53898 State Highway 30, Roxbury, NY 12474
- 1 Churchill Ave, Stamford, NY 12167
- 131-135 Delaware Street, Walton, NY 13856
- 34 Main St, Oneonta, NY 13820
- 223 Main St, Penn Yan, NY 14527
- 1130 Wyoming Ave, Exeter, PA 18643
- 983 Wyoming Ave, Forty Fort, PA 18704
Are deposits at Wayne Bank insured?
Yes. Wayne Bank is an FDIC-insured bank (FDIC certificate #698). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Wayne Bank: frequently asked questions
Is Wayne Bank a good bank?
Wayne Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Profitable (ROA 0.62%).
Is Wayne Bank FDIC-insured?
Yes. Wayne Bank is a FDIC-insured bank (FDIC certificate #698). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Wayne Bank?
Wayne Bank holds $2.9 billion in total assets, ranking 67th of 110 banks we track in Pennsylvania. It operates 33 branches.
Does Wayne Bank have CFPB complaints?
No CFPB complaints against Wayne Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
