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Westmoreland Federal Savings And Loan Association

Latrobe, PA · Est. 1952 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Westmoreland Federal Savings And Loan Association is a bank based in Latrobe, Pennsylvania, established in 1952, with $168 million in total assets across 1 branch. By Trust Grade it ranks 87th of 110 banks we track in Pennsylvania. Its capital ratio of 26.6% is stronger than 99% of similarly sized banks, versus a Pennsylvania median of 10.7%. It posted a loss over the most recent period (-0.33% return on assets), a point to watch. No consumer complaints against Westmoreland Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$168.4M
$100M–1B institution
Deposits
$123.0M
Branches
1
Capital ratio
26.6%
Top 1% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
-0.3%
Bottom 2% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#87
of 110 banks

How Westmoreland Federal Savings And Loan Association compares to Pennsylvania peers

Capital ratio
Top 1% of $100M–1B peers
Westmoreland Federal
26.6%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $100M–1B peers
Westmoreland Federal
-0.3%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Westmoreland Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Strongly capitalized (26.6% capital ratio)
  • Unprofitable over the period (ROA -0.33%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Westmoreland Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 322 Main St, Latrobe, PA 15650

Are deposits at Westmoreland Federal Savings And Loan Association insured?

Yes. Westmoreland Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30551). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Westmoreland Federal Savings And Loan Association: frequently asked questions

Is Westmoreland Federal Savings And Loan Association a good bank?

Westmoreland Federal Savings And Loan Association earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (26.6% capital ratio); Unprofitable over the period (ROA -0.33%).

Is Westmoreland Federal Savings And Loan Association FDIC-insured?

Yes. Westmoreland Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30551). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Westmoreland Federal Savings And Loan Association?

Westmoreland Federal Savings And Loan Association holds $168 million in total assets, ranking 87th of 110 banks we track in Pennsylvania. It operates 1 branch.

Does Westmoreland Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against Westmoreland Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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