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Unb Bank

Mount Carmel, PA · Est. 1906 · Website ↗
C
Trust Grade
Average
Score: 76/100

Unb Bank is a bank based in Mount Carmel, Pennsylvania, established in 1906, with $166 million in total assets across 2 branches. By Trust Grade it ranks 106th of 110 banks we track in Pennsylvania. Its capital ratio of 6.0% trails most similarly sized banks (3th percentile), versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.03% return on assets. No consumer complaints against Unb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$166.5M
$100M–1B institution
Deposits
$155.6M
Branches
2
Capital ratio
6.0%
Bottom 3% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.0%
Bottom 4% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#106
of 110 banks

How Unb Bank compares to Pennsylvania peers

Capital ratio
Bottom 3% of $100M–1B peers
Unb Bank
6.0%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of $100M–1B peers
Unb Bank
0.0%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Unb Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Well-capitalized (6.0% capital ratio)
  • Profitable (ROA 0.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Unb Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1071 Numidia Dr, Catawissa, PA 17820
  • 1 N Oak St, Mount Carmel, PA 17851

Are deposits at Unb Bank insured?

Yes. Unb Bank is an FDIC-insured bank (FDIC certificate #7631). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Unb Bank: frequently asked questions

Is Unb Bank a good bank?

Unb Bank earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (6.0% capital ratio); Profitable (ROA 0.03%).

Is Unb Bank FDIC-insured?

Yes. Unb Bank is a FDIC-insured bank (FDIC certificate #7631). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Unb Bank?

Unb Bank holds $166 million in total assets, ranking 106th of 110 banks we track in Pennsylvania. It operates 2 branches.

Does Unb Bank have CFPB complaints?

No CFPB complaints against Unb Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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